Small Business Loan

Using recycled funds from the Regional Growth Fund alongside Unity Trust Bank support, River Capital manages the Small Business Loans fund to support SME businesses across the north west looking for debt finance in the range of £3k – £100k.

Applicants may have already been turned down for a loan by their bank, but if you have a viable business plan evidencing ability to repay any loan agreed you could be considered.

Loans are available for a wide range of purposes from working capital to asset acquisition with a view to providing growth capital that will enable new employment opportunities. SME businesses at all stages of development are eligible to apply, including new start and early stage businesses.

At a glance

Debt finance loans from £3k - £100k
Available to businesses based in the North West

Meet our Small Business Loan team:

Andy Jones

Investment Manager
0151 236 4040

Andy Jones

Investment Manager

andy.jones@rivercapitaluk.com

0151 236 4040

What is my role?

As part of the Debt Team, I look at funding propositions for businesses of all ages, shapes and sizes who are looking to grow, expand, consolidate or even get off the ground. My part of our business is to look at supporting entrepreneurs and companies looking for between £5,000 and £250,000. I lead on our Small Business Loan Fund which has enabled me to spend time with other small business lenders who are also part of the Responsible Finance network nationally. In addition, as our ESG Champion, I am looking at how our business can reduce its carbon footprint by working on a Net Zero project with the aim of reviewing working practices, energy usage etc to ensure we are playing our part in this critical area.

 

Hobbies or interests outside of work?

  • Socialising with friends and family
  • Tranmere Rovers – following them attending games
  • Tennis – playing and also an active member of the Committee at Pinewood LTC in Heswall.

 

Favourite album?

Melting Pot by The Charlatans.

Sue Chambers

Investment Manager
0151 236 4040

Sue Chambers

Investment Manager

sue.chambers@rivercapitaluk.com

0151 236 4040

What is my role?

I am an Investment Manager supporting small and medium businesses with debt finance up to £250,000 across the North West. In my role, I am also proud to be River’s Diversity and Inclusion Champion.

 

Hobbies or interests outside of work?

  • Theatre
  • Concerts
  • Pilates.

 

Favourite album?

Different Class by Pulp.