Mezzanine Funding

Mezzanine Funding

This type of product is a higher risk loan that is largely unsecured and as such carries a higher return for the lender. Usually classed as a cashflow lend where established cashflows demonstrate an ability to repay.

Mezzanine Funding is usually used when the company cannot get a large enough loan from traditional lenders, such as banks or invoice discounters, as it does not have enough security to offer. 

Mezzanine Funding is largely used as gap funding in MBO or acquisition situations where all available assets have been charged to other funders.

Key Takeaways
of Mezzanine
Funding

It is a higher risk loan that is largely unsecured and as such carries a higher return for the lender.  Usually classed as a cashflow lend where established cashflows demonstrate an ability to repay

Mezzanine loans are most commonly used in the expansion of established companies rather than as start-up or early-phase financing

Largely used as gap funding in MBO or acquisition situations where all available assets have been charged to other funders

Meet our Mezzanine Funding Team:

Paul Humphray

Investment Director
0151 236 4040

Paul Humphray

Investment Director

paul.humphray@rivercapitaluk.com

0151 236 4040

What is my role?

I provide operational leadership and performance management to the Debt Team to drive new investment opportunities for funds under management. I also lead the investment process including appraising larger loan and mezzanine applications, presenting to the Investment Committee and subsequent monitoring of performance.

 

Hobbies or interests outside of work?

  • Football as a spectator (season tickets at LFC and Wigan Athletic)
  • Treasurer of Wigan & District Youth Football League
  • Golf.

 

Favourite album?

Substance 1987 by New Order.

Jim Moore

Investment Manager
0151 236 4040

Jim Moore

Investment Manager

jim.moore@rivercapitaluk.com

0151 236 4040

What is my role?

I focus on purely Loan & Mezzanine Debt Funds assessing and recommending loans typically from £100k up to £1m across the North-West.

 

Hobbies or interests outside of work?

  • All things Glasgow Celtic
  • All things golfing
  • Holidays involving sunshine.

 

Favourite album?

Anything by the ‘Boss’.